The 6 Principles of Finance

 Finance is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting. Finance is the study of money and how it is used. Specifically, it deals with the questions of how an individual, company or government acquires the money needed - called capital in the company context - and how they … Continue reading The 6 Principles of Finance

7 Personal Finance Tips That Everyone Should Know

Everytime is a good time to analyze your financial health. If you were one of the fortunate to be able to be financially sound all year- great job! For everyone else, it's a second change to analyze spending and debt. You can make a conscious decision about the rest of the year regarding your finances … Continue reading 7 Personal Finance Tips That Everyone Should Know

4 Main Investment Types

This post may contain affiliate ads So you've decided to start investing. Congratulations! No matter what stage of life you are currently experiencing, it is always a good time to starting thinking about investing. Whether you're just starting out on your own, in the middle of your career, approaching retirement age, or in the midst of … Continue reading 4 Main Investment Types

7 Expenses Destroying Your Budget

This Post Does Include Affiliate Ads Everyone has items that are household necessary items. Things that are a must that can not be altered. Food, mortgage, car note, car insurance, electric bill etc. These are things that must be paid monthly like clockwork. There are also many other things that people spend money on that … Continue reading 7 Expenses Destroying Your Budget

The Half Payment Budget Method

It’s so frustrating to know that on paper you make enough to cover your expenses with even a little cushion for additional spending…BUT for some reason, you’re having the hardest time paying all of your bills and having food on the table. The half payment budget method may be your solution to break the paycheck to paycheck … Continue reading The Half Payment Budget Method

Trading vs. Investing: The Basics

Investing  is defined as holding a position more than a year. Here is a quick overview of the pros and cons of this long-term strategy. Remember investing isn’t actually trading. It's not enough to simply save a lot of money-- if you was your savings to really multiple, you have to invest.The goal of investing is … Continue reading Trading vs. Investing: The Basics

Dealing With Debt Amid A Pandemic

Dealing with debt can be a stressful experience. Coupling that with the coronavirus pandemic may make it even harder to address. As you plan for the potential economic impact of coronavirus, there are a number of steps that you can take to help manage debt in these difficult times.You can look to your state’s unemployment … Continue reading Dealing With Debt Amid A Pandemic

4 Money Moves To Make In Uncertain Times

As we are in the middle of a world-wide pandemic, many things seem uncertain. The outbreak of COVID-19, constantly changing behavior expectations to attempt to contain the virus (when will schools and offices re-open?), and intense market volatility it’s no surprise that many of us are feeling that way.  .  Unemployment rates are the highest … Continue reading 4 Money Moves To Make In Uncertain Times

Good Debt vs. Bad Debt

Debt- Its one of those things we all hate. It keeps most people up at night, makes us stressed and often pushed into uncomfortable positions to be able to pay it off. No one wants to be in debt. There is definitely a negative connotation that comes along with being in debt. When you look … Continue reading Good Debt vs. Bad Debt