The 3 Best Apps for Saving Money

If you've been a follower of my blog for some time now, it is evident that personal finance is a very big concern for me. I want to be in the best financial position always. I think its important to teach people about savings and personal financial goals and responsibilities. I want to share with … Continue reading The 3 Best Apps for Saving Money

4 Ways To Save For A Down Payment on a House

One of the biggest achievements that most aspire to accomplish is to purchase your own home. This usually signifies to most that you've somehow made it. It is often a very exhilarating experience. The whole experience can be the greatest moment of your life. There is something about no longer having to rent that really … Continue reading 4 Ways To Save For A Down Payment on a House

6 Tactics To Use To Give Your Retirement Savings A Boost

Let's talk personal finance and how that ties into retirement.  It would be ideal if you took the advice from your parents when you were in your 20's so that you made wise decisions. Like most of us, we graduate from high school and go off to college. You suddenly start getting all of these … Continue reading 6 Tactics To Use To Give Your Retirement Savings A Boost

Playing with FIRE

Financial Independence, Retire Early (FIRE) is a financial movement defined by frugality and extreme savings and investment. By saving up to 70% of annual income,FIRE proponents aim to retire early and live off small withdrawals from accumulated funds. The goal is to save and invest very aggressively—somewhere between 50–75% of your income—so you can retire sometime … Continue reading Playing with FIRE

How to become an aggressive saver

Savings  is income not spent. There are numerous saving methods. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs. How do you start Aggressively Saving? That may be a new and very scary concept for most … Continue reading How to become an aggressive saver

The 6 Principles of Finance

 Finance is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting. Finance is the study of money and how it is used. Specifically, it deals with the questions of how an individual, company or government acquires the money needed - called capital in the company context - and how they … Continue reading The 6 Principles of Finance

4 Main Investment Types

This post may contain affiliate ads So you've decided to start investing. Congratulations! No matter what stage of life you are currently experiencing, it is always a good time to starting thinking about investing. Whether you're just starting out on your own, in the middle of your career, approaching retirement age, or in the midst of … Continue reading 4 Main Investment Types

7 Expenses Destroying Your Budget

This Post Does Include Affiliate Ads Everyone has items that are household necessary items. Things that are a must that can not be altered. Food, mortgage, car note, car insurance, electric bill etc. These are things that must be paid monthly like clockwork. There are also many other things that people spend money on that … Continue reading 7 Expenses Destroying Your Budget

Trading vs. Investing: The Basics

Investing  is defined as holding a position more than a year. Here is a quick overview of the pros and cons of this long-term strategy. Remember investing isn’t actually trading. It's not enough to simply save a lot of money-- if you was your savings to really multiple, you have to invest.The goal of investing is … Continue reading Trading vs. Investing: The Basics