Dividend Stocks : The Basics

You've heard of this word before... What exactly are dividends? Dividends are a sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves). In the U.S., most dividends are cash dividends, which are cash payments made on a per-share basis to investors. For instance, if a company pays a dividend of … Continue reading Dividend Stocks : The Basics

5 Amazingly Simple Tips for Financial Success

This post may contain affiliate links Financial Success. We all gravitate towards that notion, some more than others. If covid 19 has taught us anything, it's that you must learn to expect the unexpected. After all, how many of us really thought that we would live to experience a pandemic. Moving into 2020 I had … Continue reading 5 Amazingly Simple Tips for Financial Success

4 Ways To Save For A Down Payment on a House

One of the biggest achievements that most aspire to accomplish is to purchase your own home. This usually signifies to most that you've somehow made it. It is often a very exhilarating experience. The whole experience can be the greatest moment of your life. There is something about no longer having to rent that really … Continue reading 4 Ways To Save For A Down Payment on a House

10 Steps To Improving Your Financial Literacy

Financial literacy is the ability to understand and effectively apply various financial skills, including personal financial management, budgeting, real estate, tax planning and investing. This topic tends to scare most people . Taking a good look at your finances and understanding it may make you face some harsh realities. The first step is understanding. Once … Continue reading 10 Steps To Improving Your Financial Literacy

8 Tips to Paying Off Credit Card Debt

Credit Cards can be a blessing and a curse. Not properly managing them can lead to a world of frustration, high payments, and stress. . The average U.S. household, for instance, has more than $15,000 in credit card debt. Successfully paying off your credit card debt requires a hands-on approach, from determining your best payment … Continue reading 8 Tips to Paying Off Credit Card Debt

Understanding Debt Consolidation

Most of us are struggling to get out of debt; everything from mortgages, credit card debt, loans. Everywhere there are BILLS, BILLS, BILLS. One way to get all those bills in check when they become so overwhelming is through debt consolidation. Debt Consolidation is the process of combining all of your unsecured debts into a … Continue reading Understanding Debt Consolidation

6 Tactics To Use To Give Your Retirement Savings A Boost

Let's talk personal finance and how that ties into retirement.  It would be ideal if you took the advice from your parents when you were in your 20's so that you made wise decisions. Like most of us, we graduate from high school and go off to college. You suddenly start getting all of these … Continue reading 6 Tactics To Use To Give Your Retirement Savings A Boost